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Who we serve · Young Professionals

Built for your first decade of high earnings.

New salary, new equity, new stakes. Get the structure early and let time do the heavy lifting.

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The decade map

Five milestones to real wealth.

Five milestones separate a big paycheck from real wealth. We help you work through all of them.

First big paycheck

A system before lifestyle creep finds it

First equity grant

RSUs and options, decoded and planned

First home

How much house without wrecking the plan

First $100k invested

The hardest milestone, then momentum

Money on autopilot

Savings, investing, and taxes that run themselves

Why we start early

Your ambition deserves infrastructure.

Most firms wait until you already have millions. We would rather help you build them. Get the structure right now, and every decision for the next thirty years gets easier.

The reality

High income deserves a real plan.

  • The raise arrived, but the savings didn't
  • Equity comp you don't fully understand
  • Old 401(k)s scattered at old employers
  • A tax bill that surprises you every April
  • Internet advice that contradicts itself
Check Your Savings Rate

Start here

Three moves that matter most right now.

Financial Planning

A plan that gives every dollar a job before lifestyle creep finds it.

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Investment Management

A disciplined, low-cost portfolio you won't have to babysit.

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Tax Planning

Withholding, equity timing, and year-end moves handled early.

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“The habits you build in your first high-earning decade decide how the rest of them feel.”

Tony Colunga, Founder
Cover of The First-Decade Money Checklist

Free guide for young professionals

The First-Decade Money Checklist.

25 concrete moves, in order, that turn a big paycheck into real wealth. Most take under an hour.

  • The five-account foundation and the 20% rule
  • Equity comp, decoded: RSUs, vesting dates, and withholding
  • The five traps that quietly eat first-decade wealth
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Take care of you.

Start with a complimentary, no-pressure conversation. Bring one question, get a straight answer.

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